मंगलवार, 18 नवंबर 2014

ABBREVIATIONS

ABBREVIATIONS
• KCC – Kisan Credit Card
• KVIC – Khadi and Village Industries Corporation
• KYC – Know your customer
• LAMPS – Large Sized Adivasi Multipurpose societies
• LERMS – Liberalised Exchange Rate Management System
• LIC – Life Insurance Corporation of India
• MCA – Ministry of Company affairs
• MIS – Management Information System
• MICR – Magnetic Ink Character Recognition
• NABARD – National Bank for Agriculture and Rural Development
• NBFC – Non Banking Finance Companies
• NEFT – National Electronic Funds Transfer
• NPA – Non Performing assets
• NRE – Non Resident External account
• NRI – Non Resident Indian
• NSE – National Stock Exchange
• OLTAS – Online tax accounting system
• OMO – Open market operations
• PACS – Primary Agricultural Credit Societies
• PDO – Public Debt Office
• PIN – Personal Identification Number
• QIB – Qualified Institutional Buyers
• RBI – Reserve Bank of India
• RDBMS – Relational Database Management System
• REC – Rural ElectrificationCorporation
• RFC – Resident Foreign Currency
• RIDF – Rural Infrastructure Development Fund
• RRB – Regional Rural Bank
• RTGS – Real Time Gross Settlement
• RWA – Risk Weighted Assets
• SBI – State Bank of India
• SCB – Scheduled Commercial Bank
• SDR – Special Drawing Rights
• SEBI – Securities and Exchange Board of India
• SFMS - Structured Financial Messaging Services
• SHG – Self Help Group
• SIDBI – Small Industries Development Bank of India
• SIDC – State Industrial Development Corporation
• SJSRY –Swarna Jayanthi Shahari Rozgar Yojana
• SLR – Statutory Liquidity Ratio
• SLRS – Scheme for Liberation and Rehabilitation of Scavangers
• SMERA – SME rating agency of India Limited
• SSI – Small Scale Industries
• SME – Small and Medium Industries
• SSSBE – Small Scale Service and Business Enterprises
• UTI – Unit Trust of India
• WPI – Wholesale Price Index
• YTM – Yield to maturity
• LAB – Local Area Banks
• ALM – Asset Liability Management
• ANBC – Adjusted Net Bank Credit
• ASBA – Applications supported Bank accounts
• BOE – Bill of Exchange
• CASA – Current and savings accounts
• CBLO – Collateralised Bank Lending Obligations
• CIBIL – Credit Information Bureau of India Limited
• DPG – Deferred Payment Guarantee
• DPN – Demand Promissory Note
• DRAT – Debt Recovery Appellate tribunal
• DRI – Differential Rate of Interest
• DSCR – Debt Service Coverage Ratio
• EDI – Electronic Data Interchange
• EMI – Equated Monthly Instalments
• EPS – Earnings Per Share
• ESOP – Employee Stock Options
• FEDAI – Foreign Exchange Dealers Association of India
• FFMC – Full Fledged Money Changers
• FOB – Free on Board
• LIBOR – London Inter Bank Operations Rate
• MIBOR – Mumbai Inter Bank Operations Rate
• MOU – Memorandum of Understanding
• MCA – Ministry of Company Affairs
• NPV – Net Present Value
• OCB – Overseas Corporate Bodies
• POA – Power of Attorney
• RKBY – Rashtriya Krishi Bima Yojana
• SEBI – Securities and Exchange Board of India
• LAF – Liquidity Adjustment Facility
• IDBI – Industrial Development Bank of India
• BCSBI – Banking Codes and Standards Board of India
• IRDA – Insurance Regulatory Development Authority
• DICGC – Deposit Insurance and Credit Guarantee Corporation
• SPV – Special Purpose Vehicle
• CRISIL – Credit Rating Information Services of India Limited
• ICRA – Investment Information and Credit Rating Agency of India Limited
• CARE – Credit Analysis and Research Limited
• MCX – Multi Commodity Exchange
• CCIL – Clearing Corporation of India Limited
• OTCEI – Over the Counter Exchange of India
• EFT – Electronic Funds Transfer
• ARF – Asset Reconstruction Fund
• MSS – Market Stabilisation Scheme
• CRAR – Capital to Risk Assets Ratio
• FSDC – Financial Stability and Development Council
• SCARDB – State Cooperative Agriculture and Rural Development Banks
• LERMS – Liberalised Exchange Rate Management System
• BOT – Balance of Trade
• CAC – Capital account convertibility.

IMPORTANT LATEST Current Affairs

IMPORTANT LATEST Current Affairs
[1] Which city recorded the largest number of internet users in India in 2014?
Ans – Mumbai
[2] Who became the first listed Indian company among the 30 SENSEX firms to have more than 75 percent shareholding by FIIs?
Ans – The mortgage financier HDFC
[3] Who won second term as South Carolina Governor?
Ans – Indian-American Nikki Haley
[4] Who was appointed as first woman chief of CERN particle physics research centre?
Ans – The Italian physicist Fabiola Gianotti
[5] Who won LG People’s Choice Award 2014?
Ans – Cricketer Bhuvneshwar Kumar
[6] Who was named as the as best-performing CEO in the world by Harvard Business Review (HBR)?
Ans – CEO of Amazon Jeff Bezos
[7] Who was honoured Czech Republic’s Order of the White Lion?
Ans – Sir Nicholas Winton
[8] Who announced to invest 627 million US dollar in Snapdeal?
Ans – Japanese telecom giant Softbank
[9] When was World Polio Day observed across the world?
Ans – 24 october
[10] Who was elected Vice-President (VP) of Asia Pacific Broadcasting Union (ABU) in Macau?
Ans – Prasar Bharati CEO Jawhar Sircar

BANKING AWARENESS PRACTICE QUESTIONS

BANKING AWARENESS PRACTICE QUESTIONS
=======================================
1. Which of the following banks has recently introduced mobile banking service for its customers, to commemorate 50 years of its journey in the Indian financial sector?
a) Union Bank of India
b) IDBI Bank
c) Kerala Grameena Bank
d) Karur vysya Bank
e) ICICI Bank
2. Currency Swap is an instrument to manage?
a) Interest rate risk
b) Currency risk
c) Currency and interest rate risk
d) Cash inflows in different currencies
e) All of the above
3. The RBI widened infrastructure sector lending sub-category recently. Which of the following sectors qualify for infrastructure sector lending?
a) Communication
b) Water and sanitation
c) Energy
d) Transport
e) All the above
4. Expand the term IMPS.
a) Immediate Mobile Payment Service
b) Inter-Mobile Payment Service
c) International Mobile Payment Service
d) Instant Payment Service
e) None of these
5. Doha Bank , which has been sanctioned licence to start its operations in India, belongs to which of the following countries?
a) Kuwait
b) Iran
c) Bahrain
d) Qatar
6. CAPART (Council for Advancement of People's Action and Rural Technology) is associated with which of the following?
a) Energy Sector
b) Rural Development
c) Infrastructure
d) Foreign Trade
e) None of these
7. How many alphabets will be there in PAN CARD provided by Income Tax Department?
a) Four
b) Five
c) Seven
d) Three
e) SIX
8. Which of the following banks has recently approved 30 million US dollars loan to Assam which will help it in its drive to eliminate power sector inefficiencies that are hurting its consumers, its world-famous tea industry, and its environment?
a) World Bank
b) Asian Development Bank
c) Yes Bank
d) Indian Bank
e) All of the above
9. Under provisions of which one of the following Acts, the RBI issues directives to the Banks in India?
a) Banking Regulation Act
b) Essential Commodities Act
c) RBI Regulation Act
d) RBI and Banking Regulation Act
e) None of these
10. Which of the following companies will be provided equity investment of 50 million US dollars by The Asian Development Bank ?
a) Tata Power
b) NTPC
c) ReNew Power Ventures Private Limited
d) NHPC
e) None of these
11. Which of the following can be obtained only from a bank?
a) Demand draft
b) Postal Stamps
c) Judicial Stamp Papers
d) Birth Certificates
e) All of these
12. SBI has launched six digital branches across the country as part of its programme to offer next generation banking solutions. What is the name given to these digital branches?
a) SBI Digital
b) SBI Intouch
c) SBI Tech
d) Digi SBI
e) None of these
13. C Rangarajan Committee has recently submitted its report on which of the following matters?
a) Sanitation
b) Food
c) Poverty
d) Education
e) All of these
14. Which among the following committee is set up for giving clear definitions to FDI and FII with an aim to remove ambiguity over the two types of foreign investments?
a) Gopinath committee
b) Subir Gokarn committee
c) Arvind Mayaram committee
d) Sushma Nath committee
e) None of these
15. The erstwhile UTI Bank is presently known as:
a) ING Vaisya Bank
b) Yes Bank
c) Indus Ind Bank
d) Axis Bank
e) IDBI
16. The abbreviation UIDAI stands for
a) Unique Identification Division of All India
b) Unique Identification Department of Ancient India
c) Unique Identity Division of Ancient India
d) Unique Identification Authority of India
e) None of these
17. Ms.Christine Lagarde is holding which of the following positions at present?
a) Chief of Asian Development Bank
b) Chief of International Monetary Fund
c) Chancellor of Germany
d) Chief of Morgan Stanley
e) Chief of World Bank
18. It is mandatory to quote the following identification number on all large value financial transactions.
a) PAN number
b) Voter ID
c) PIN
d) Ration Card Number
e) Phone Number
19. Which of the following is NOT a Banking or Finance Company?
a) Barclay
b) Luftansa
c) BNP Paribas
d) American Express
e) HSBC
20. Which of the following is the part of the name of a Public Sector Bank in India?
a) Jindal
b) Gokhale
c) Jaipuria
d) Tata
e) Dena
ANSWERS:
1) b; 2) d; 3) e; 4) a; 5) d; 6) b; 7) e; 8) b; 9) a; 10) c;
11) a; 12) b; 13) c; 14) c; 15) d; 16) d; 17) b; 18) a; 19 b 20) e;

गुरुवार, 6 नवंबर 2014

COMPUTER GK 1301-1400

1301) The operating system, which allowed the device to run many different applications at one time with a central program that monitored the memory was introduced in third generation computers
1302) In third generation computers, users interacted through keyboards and monitors
1303) The fourth generation computers saw the development of GUIs, the mouse and handheld devices
1304) First computers that stored instructions in memory are second generation computers
1305) In second generation computers transistors replaced vacuum tubes
1306) The micro processor was introduced in fourth generation computer
1307) Integrated Circuits (IC) are introduced and the replacement of transistors started in third generation computers
1308) Fifth generation computing is based on artificial intelligence
1309) Assembly language is low-level language
1310) In assembly language mnemonics are used to code operations, alphanumeric symbols are used for address, language lies between high-level language and machine language
1311) The computer’s secondary memory is characterized by low cost per bit stored
1312) Acknowledgement from a computer that a packet of data has been received and verified is known as ACK
1313) Acoustic coupler is a communications device which allows an ordinary telephone to be used with a computer device for data transmission
1314) ALGOL is a high-level language
1315) A high level programming language named after Ada Augusta, coworker with Charles Babbage is Ada
1316) Adder is a logic circuit capable of forming the sum of two or more quantities
1317) To identify particular location in storage area one have a address
1318) A local storage register in the CPU which contains the address of the next instruction to be executed is referred as address register
1319) A sequence of precise and unambiguous instructions for solving a problem in a finite number of operations is referred as algorithm
1320) PC/AT is an example of Bi-directional keyboard interface
1321) DIMM is not an I/O bus
1322) PCI bus is often called as mezzanine bus
1323) 8088 is an original IBM PC inter CPU chip
1324) 80386 is a 32-bit processor
1325) A Pentium or Pentium pro board should run at 60 or 66 MHZ
1326) The maximum bandwidth of EISA bus is 33 M/sec
1327) A computer system runs millions of cycles per second so that speed is measured in MHz
1328) Heat sink is the metal device that draws heat away from an electronic device
1329) Pentium chip has 64 bit & 32 bit registers
1330) A mother board should contain at least 4 memory sockets
1331) The 1.2 MB drive spin at 360 rpm
1332) Intensity of sound is called amplitude
1333) A single zero bit is called starting bit
1334) PnP stands for plug and play
1335) A computers system’s clock speed is measured as frequency
1336) Maximum RAM of XT type is 1 M
1337) The data in 8 bit bus is sent along 8 wires simultaneously in parallel
1338) The bus is simple series of connection that carry common signals
1339) Mainly memories are divided into two types they are logical memories and physical memories
1340) System based on the new Pentium II processor have the extended memory limit of 4G
1341) Full form of EMS memory is excluded memory specification
1342) The 286 & 386 CPU have 24 address lines
1343) Bus has both the common meaning and computer meaning
1344) Data on a floppy disk is recorded in rings called tracks
1345) A group of characters that have a predefined meaning database
1346) In a spreadsheet a cell is defined as the intersection of a row and column
1347) Document file is created by word processing programs
1348) Real time is not a type of error
1349) The mouse device drivers, if loaded in the config.sys file, its typically called mouse.sys
1350) Peer to peer means computer to computer
1351) RLL refers to run length limits
1352) The most important aspect of job scheduling is the ability to multiprogramming
1353) Modem is a modulator-demodulator system
1354) A data communication system requires terminal device, communication channel, protocols
1355) The start button appears at the lower left of the screen
1356) Windows is GUI
1357) TIF stands for tagged image format
1358) The first network that initiated the internet is ARPANET
1359) In modems a digital signal changes some characteristic of a carrier wave
1360) Favorites are accessible from the start menu
1361) The virus is a software program
1362) BANK’S is not memory chip
1363) We use RAM code to operate EGA
1364) A scanner is attached to LPT or SCSI host adapter port
1365) RAM bus is not a bus
1366) Processor bus is the fastest speed bus in system
1367) Resolution is the amount of detail that a monitor can render
1368) Sound blaster is a family of sound cards sold by creative labs
1369) MIDI is a family of sound cards sold by creative labs
1370) MIDI is a standard for connecting musical instruments to PC’s
1371) By connecting a MIDI cable to the joystick port you can connect your PC to a MIDI device
1372) MPC stands for multimedia personal computer
1373) Video cards, video and graphics card are example of video & audio
1374) The display technology used by monitor is CRT
1375) On a LAN each personal computer is called workstations
1376) The CPU is the next most important file server after the hard disk
1377) It is best to use the game adaptor interface on the sound card and disable any other on system
1378) Mouse port uses keyboard controller
1379) The number of sectors per track in 1.44 MB floppy disk is 18
1380) Pentium II system can address 62 G memory
1381) The mouse was invented by Englebart
1382) The server’s network adapter card is its link to all the work stations on LAN
1383) Magnetic drives such as floppy and hard disk drives operate by electro magnetism
1384) Clock timing is used to determine that start and end of each bit cell
1385) Head designs are of 4 types
1386) Latency is the average time that it takes for a sector to be a available after the heads
1387) Each sector is having 512 bytes
1388) DDD means digital diagnostic disk
1389) PC Technical is written in assembly language and has direct access to the system’s hardware for testing
1390) Check it pro deluxe gives detailed information about the system hardware
1391) The last 128k of reserved memory is used by mother board
1392) There are 80 cylinders are there for an 1.44 m floppy
1393) IBM changed ROM on the system to support key boards
1394) +12 V signal for disk drive is used for power supply
1395) CD ROM’s are single sided
1396) The storage capacity of a CDROM is 650 MB
1397) XGB has 2048 K graphic memory
1398) Most sound boards generate sounds by using fm synthesis
1399) Microscope helps you trouble shoot PS/2 system

1400) General purpose of diagnostic program run in batch mode

COMPUTER GK 1401-1500

1401) The routing of data elements are called bits
1402) Operating system often called as kernel
1403) IPC stands for inter process communication
1404) Many programming errors are detected by the hardware
1405) When a process exists, he operating system must free the disk space used by its memory image
1406) Buffering attempts to keep both CPU and I/O device busy all the time
1407) Software is not an example of file mapping
1408) The most important aspect of job scheduling is the ability to multiprogramming
1409) There are two types of floppy disks
1410) System calls can be grouped into three major categories
1411) “FIFO” stands for first in first out
1412) In the two-level directory structure, each user has its own user file directory
1413) The number of bytes in a page is always a power of 2
1414) A process that does not determinate while the operating system is functionary is called dynamic
1415) The three main types of computer programming languages are machine language, assembly language, high level language
1416) There are 2 types of processor modes
1417) An input device is an electromechanical device that generates data for a computer to read
1418) The first implementation of UNIX was developed at Bell Telephone Laboratories in the early 1970
1419) A connection less protocol is more dynamic
1420) The throughput is a measure of work for processor
1421) COBOL stands for common business oriented language
1422) Reset button is used to do cool booting
1423) In MS-EXCEL the no of rows, no of columns are 16384,256
1424) FOXPRO is a package and programming language
1425) Mostly used date format in computer is MM-DD-YY
1426) Reservation of train ticket uses real time mode of processing
1427) A floppy disk is a thin plastic disc coated with magnetic oxide
1428) In binary addition 1+1 = 1
1429) Universal building blocks of a computer system are NAND & NOR
1430) In COBOL programming characters length per line is 64
1431) In FOXPRO, the maximum fields in a record are 128
1432) QUIT command is used to come out of FOXPRO
1433) Count command is used to count the specified records in a file with or without condition
1434) F1 key is pressed for help in FOXPRO
1435) One Giga byte = 1024 mega bytes
1436) Small scale integration chip contains less than 12 gates
1437) The most common monitor sizes are 14, 15, 17
1438) IBM PC and DOS has BIOS support for 3 LPT ports
1439) EDO stands for external data organizer
1440) The number of wires in IDE Hard Disk cable are 16
1441) If the data transfer rate is 150 k/sec then it is called single speed
1442) A typical buffer for a CD-ROM drives 156 K
1443) The 2.88 M floppy drives have 36 no of sectors
1444) 1 MB is equal to 2 (to the power of 10 KB)
1445) ROM is a primary storage device
1446) The process of loading and starting up DOS is called booting
1447) The Dos Prompt is mainly C:\>
1448) C:\>ver is used for displaying current version name
1449) Intel 440x “Natoma” is an example for mother board chipset
1450) Direct memory access channels are used by medium speed communication devices
1451) The 486 Sx chip is twice as fast as a 386 Dx with same clock speed
1452) On a 286 or 386 sx system, the extended memory limits 16M
1453) The 385 Dx, 386 CPU have 32 address lines
1454) Shared memory does require 16 K of VMA space
1455) DIMM’s are 168 pin modules
1456) The function of +12V power supple is to run disk drive motors and also cooling fans
1457) SPS generally referred as rechargeable batteries
1458) Parallel interface is not the interfaces that can be used to connect the mouse to the computer
1459) The mouse interrupts usually occurs if the system uses a mouse port
1460) The video adapter BIOS handles communication between the Video Chipset & Video Ram
1461) Pentium pro CPU’s have full of 323, they can track of 44 G of memory in address lines
1462) The processor bus is the communications path way between CPU and immediate support chip
1463) VL-bus can move data 32 bit at a time
1464) A modem attached to system on COM ports
1465) Horizontal scan refers to the speed at which the electron beam across the screen
1466) RGB monitor display 80 column text
1467) When transition changes from negative to positive the head would detect positive voltage spike
1468) Animation means to make still picture, move and talk like in cartoon pictures
1469) Analogues: The use of a system in which the data is of a continuously variable physical quantity such as voltage or angular person
1470) Animation: A simulation of movement created by displaying a series of pictures or frames
1471) Application means a piece of software designed to meet a specific purpose
1472) Active X is a model for writing programs. Active X technology is used to make interactive Web pages that look and behave like computer programs, rather than static pages. With Active X, users can ask or answer questions, use push buttons, and interact in other ways with the web page
1473) Batch processing is a technique in which a number of similar items or transactions are processed in groups or batches during a machine run
1474) BIS: Bureau of Indian Standards. It is a national organization of India to define standards
1475) Browser is a link between the computer and the internet. It’s actually a program that provides a way to look in the hand interact with all information on the internet. A browser is a client program that uses the Hypertext Transfer Protocol (http) to make requests of Web servers throughout the Internet on behalf of the browser user.
1476) CIO (Chief information officer) : The senior executive in a company responsible for information management and for delivering IT services
1477) Client/server architecture: A type of network in which computer processing is distributed among many individual PCs and a more powerful, central computer clients can share files and retrieve data stored on the server
1478) Collaborative software: Groupware, such as Lotus Notes or Microsoft Exchange
1479) Computer-Aided design: Refers to any computer-enabled method of design also called computer-assisted design.
1480) Commuter: A group of electronic device used for performing multipurpose tasks
1481) Channel: It consists of controller card, interface cable and power supply
1482) CORBA: CORBA is the acronym for Common Object Request Broker Architecture
1483) CBT: Computer based training
1484) Certification: Skills and knowledge assessment process
1485) Computer Crime: The act of stealing, cheating or otherwise defrauding an organization with the use of a computer
1486) Cyber café: Café offering internet browsing facility
1487) Cryptography: Method used to protect privacy and security on the internet
1488) DBMS: An acronym for the database management system. A program that maintains and controls the access to collection of related information in electronic files
1489) Data: Facts coded and structured for subsequent processing, generally using a computer system
1490) Digital signature: Encrypted signature used for providing security for the messages/data transferred through the internet
1491) Digital computer: A device that manipulates discrete data and performs arithmetic and logic operations on these data
1492) Data transmission: The movement of data from one location of storage to another. If the locations are geographically far away, generally done via satellites.
1493) Disk Mirroring: The data is written on two or more hard disks simultaneously over the same channel
1494) Disk Duple Xing: The data is written on two or more hard disks simultaneously over the different channel
1495) Dumb Terminals: Hardware configuration consisting of a keyboard and monitor that is capable of sending and receiving information but has no memory or processing capabilities.
1496) Download: Process of transferring a file system from one system to another
1497) E-commerce: Business transactions conducted over extranets or the internet
1498) Enterprise, resource planning: An integrated system of operation application combining logistics, production, contract and order management, sales forecasting and financial and HR management
1499) Electronic data interchange (EDI) : Electronic transmission or documents through point to point connections using a set of standard forms, message and data elements, this can be via leased lines private networks or the internet
1500) Data processing: It is a method concerning with the systematic recording, arranging, filing, processing and dissemination of facts of business